NEWS & UPDATES

The real reasons commercial truck insurance renewals go up — MVR changes, radius creep, CSA deterioration, and market conditions — plus the levers carriers can actually pull.

As we cross the mid-year mark, the freight market continues to show signs of rebalancing. However, for many carriers, the challenge remains the "squeeze" between fluctuating spot rates and fixed operational costs, particularly insurance premiums. Market Trends to Watch: Capacity Shifts: We are seeing a stabilization in national capacity, which may lead to more predictable contract rates in the coming quarters. State-Specific Risks: Certain states are seeing a rise in "nuclear

Insurance costs in the trucking industry continue to rise, putting pressure on small and mid-sized fleets across the U.S. Several factors are driving this trend, including increased accident severity, higher repair costs, and nuclear verdicts in liability claims. Some of the biggest cost drivers include: Inflation in vehicle repair and parts Higher medical expenses from accident claims Increased litigation and large settlements Driver shortages leading to higher risk exposure

Rising litigation costs and more severe accident claims are key factors driving higher trucking insurance premiums in the U.S. market. Recent industry analysis highlights how larger jury awards and increased legal activity are pushing liability costs up for carriers — resulting in steeper rate increases across policies. Data shows that crash frequency and severity have climbed in recent years, with bodily injury costs increasing substantially. In addition, plaintiff attorneys

Commercial auto insurance premiums across the U.S. transportation industry are continuing their upward trend in 2025, outpacing most other business insurance lines as carriers adjust to a high-loss environment. Industry reports show that commercial auto premiums increased roughly 8.8% in the second quarter of 2025, even as other coverages saw modest growth. Insurers attribute the increases primarily to higher claim costs driven by expensive verdicts and settlements, particula

Insurance premiums for the U.S. heavy-duty trucking industry continue to rise as accident severity and litigation costs increase, according to industry analysts and insurers. While the total number of accidents has remained relatively stable, the cost per claim has grown significantly, driven by higher medical expenses, vehicle repair costs, and large jury verdicts in liability cases. Insurers report that commercial auto losses involving trucks are becoming more expensive due

Commercial auto insurance premiums continue to trend upward in 2025, driven by higher claim severity, increased repair costs, and ongoing litigation expenses. For trucking companies and fleet owners, this means higher operating costs and greater scrutiny from insurance carriers. What does this mean for your business? Reviewing liability limits and coverage structures is more important than ever. Strong safety programs and driver training can help reduce claims and improve und