Commercial Auto Insurance Rates Continue to Rise in 2025: What Trucking Businesses Should Know

Commercial auto insurance premiums continue to trend upward in 2025, driven by higher claim severity, increased repair costs, and ongoing litigation expenses. For trucking companies and fleet owners, this means higher operating costs and greater scrutiny from insurance carriers.

What does this mean for your business?

• Reviewing liability limits and coverage structures is more important than ever.

• Strong safety programs and driver training can help reduce claims and improve underwriting results.

• Working with an experienced insurance agency allows you to explore multiple carrier options and tailor coverage to your operation.
  

While rising premiums present challenges, they also create an opportunity to strengthen risk management practices and ensure your business is properly protected. At iAgency, we help transportation businesses navigate changing market conditions and secure coverage that fits their needs.