Coverage 06 of 12
Trucking Specialty Coverage
General freight forms do not fit specialty operations. We place you with carriers that want your class.
Hazmat needs $5,000,000 limits. Auto haulers need on-hook and garagekeepers. Tow operators need both plus wrongful repossession. Reefer needs breakdown coverage. Hotshot needs a market that will write a non-CDL operation at a fair rate. Each of these has a short list of carriers with real appetite.
We maintain those markets so your application goes to an underwriter who understands the operation, not one who will decline it after a week.
Who needs it
- Reefer and food-grade carriers
- Hazmat and tanker operations
- Auto haulers, tow and recovery, dump and aggregate
- Hotshot, intermodal and drayage
What it covers
Inside the policy
Reefer breakdown
Spoilage caused by mechanical failure of the refrigeration unit.
On-hook and garagekeepers
Vehicles in your care while towed, transported or stored.
Pollution liability
Cleanup and third-party damage from a hazmat release.
Intermodal / UIIA
Trailer interchange and container coverage that meets UIIA requirements.
FAQ
Trucking Specialty Coverage: common questions
Do you write hotshot operations?
Yes. Non-CDL hotshot under 26,000 lbs and CDL hotshot both have markets. Radius, commodity and the trailer type drive the price.
Can you insure a tow truck with a rotator?
Yes. Heavy tow and rotator operations are placed with garage and tow specialists. We need the equipment schedule and values up front.
Related coverage
Usually written alongside
Quote trucking specialty coverage with the rest of your policy.
Send us the basics. A licensed agent shops the carriers that want your class and calls you with actual numbers, ready to bind. Most quotes come back within 24 hours; many are completed and back in your hands within one to two hours on the same business day.