Commercial Auto Liability
Commercial Auto Liability insurance is essential for any commercial truck insurance policy, often referred to as Trucking Liability. This coverage kicks in when your truck is involved in an accident with another party, protecting your business by covering damages to others' vehicles and property, medical costs stemming from the incident, and legal defense in case of a lawsuit.
Auto Liability insurance is a staple in nearly all trucking insurance policies due to its mandatory nature for most semi-trucks. To operate as an interstate carrier in the U.S., trucking companies must maintain a minimum of $750,000 in Auto Liability coverage. For motor carriers transporting hazardous materials, the requirement increases to $5,000,000 in Auto Liability coverage.
Motor Carriers & Owner-Operators
The Importance of Commercial Auto Liability Insurance
In summary, when a truck driver is involved in an accident with another vehicle, the motor carrier may be held liable for the resulting damages. Commercial Auto Liability coverage, often referred to as trucking Auto Liability, protects motor carriers from the legal liabilities associated with owning and operating their commercial trucks.
You Need Trucking Auto Liability Coverage
If You:
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Own or operate a commercial truck or company vehicle
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Provide hauling or freight services
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Transport or deliver goods
