Commercial Auto Premiums Continue Climbing in 2025

Commercial auto insurance premiums across the U.S. transportation industry are continuing their upward trend in 2025, outpacing most other business insurance lines as carriers adjust to a high-loss environment. Industry reports show that commercial auto premiums increased roughly 8.8% in the second quarter of 2025, even as other coverages saw modest growth.

Insurers attribute the increases primarily to higher claim costs driven by expensive verdicts and settlements, particularly in litigation involving large commercial vehicles. While some regions saw smaller upticks, others experienced rate jumps of 20% to nearly 30%.

As a result, many trucking companies and fleet operators are seeing premiums outpace other operating expenses — underscoring the need for proactive safety programs and risk mitigation strategies to improve underwriting outcomes. https://www.truckingdive.com/news/werner-ceo-spanish-language-bullish-mexico-investment/758896/